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Receiving a grant for business development. What is a grant? State assistance to small businesses: organizational system for supporting entrepreneurs

Would you like to receive a grant for business development? Today it is current question. Small businesses are developing at an active pace, and the state is helping them in this. Gives money to develop his business. This grant helps you develop your business. You will be able to receive money free of charge, which is extremely important for a new entrepreneur. Is it really a tempting offer? But such proposals have a huge number of nuances, strict adherence to which will help you get money for the development of your business.

First step

The first step for those who want to open their own business is to find an entrepreneurship support fund, which deals with such things as business grants.

You should find out all the details about what documents you need to provide to receive money. Such communities do not help all entrepreneurs. If your business is related to financial activities or car rental, they will not give you money to develop your business. Again, there are many features here, and even with a business like this, you will be able to get the necessary funds. The main thing is to correctly convince and show that your business matters important role in people's lives. This is what you bet on when you receive the first money to develop your business.

Preparation

Before drawing up a business plan, it is advisable to undergo training by attending courses on entrepreneurship in order to better understand business development. And how best to develop your business so that it brings not only benefits to people, but also profit for you. The last two factors are closely interrelated. You not only work to earn money, but also help people solve one or another problem.

The question may arise about where to look for such funds. The answer will be the administration of your city, where you can find out where to find a fund to support entrepreneurship. Do you have the mindset to constantly work with similar organizations? You should begin to actively cooperate with the administration of your city or the territory in which you will conduct your business.

The most important thing in such a situation is for a novice entrepreneur to understand the fact that they don’t give money to anyone just like that, for free. Only for the most necessary things to improve people's lives. Even if an entrepreneur thinks that he is doing good for others, the commission that decides whether to give money for the development of the business may not give you this opportunity.

Business plan

The first thing you need to do to go through the grant procedure is to write a business plan. Here you will need the help of those who know how to create such documents. This stage is extremely important for you. Properly filled out documents will increase your chance of getting money for your first business. You understand that even minor mistakes can cross out your path to receiving funds and quick promotion. This means that you should find a competent person who can fill out correctly relevant documents. Yes, the amount you can receive is small, only up to 300 thousand rubles. It may be more, depending on certain conditions, but it will be quite enough to give impetus to the development of your business. It is extremely important to collect everything necessary papers and convince the commission, which will review all documentation, of the novelty and economic benefit of your future project. A grant is, first of all, helping people.

Frequently asked questions

At the stage of drawing up a business plan, you should ask to the right people as possible more questions to understand all the nuances in detail. You should not be ashamed of your ignorance. If you doubt something, it is better to ask. And it is important to receive a detailed answer to all your private questions, so as not to stop in the future in the development of your entrepreneurial activity.

Who do they give it to?

A grant is something that can be obtained from both the state and investors. These two categories have opposing views on issuing money for business development. If the state focuses on social protection or employment, then investors have their own thoughts on this matter. They may or may not allocate money to your business. It is better to go to government agencies. There you can also get help in the form of renting premises, which is sometimes more important for an entrepreneur than just getting money.

The commission will be based on your income level and your capabilities. If you are a student who wants to start his own business, you have zeal, desire and a well-thought-out business plan, the implementation of which can benefit the people around you, then there is a high chance of getting money. Or you've been laid off, but you need to feed big family. Do you have good idea, capable of bringing something important to people. For example, bake bread and rolls. It’s another matter if you have money for your business, but it’s not enough and you decide to participate in a competition to receive a grant for further development business. In this case, the commission will take another look at your business plan.

What are they giving for?

Most entrepreneurs receive money to develop services. And this is not at all surprising. Serving the population in different areas services are the most important component of life. For example, the same hairdressing salons undoubtedly play an important role in serving the population.

Now the meaning of the word "grant" is clear. This is what helps people and makes you money. If you bring something useful to the masses, no matter what kind of service or product it is, you will receive financial support that will help you in the future.

Getting money for business

Please note that after your project is approved by the commission, money may be issued in installments. And after each such issue, you must provide a report on the funds spent. If you have a base regular customers, then there will be no problems with spending funds. And you can get business grants.

This method of issuing money is highly effective. Firstly, you will not spend money on unnecessary things and services that you think will help you develop. You should think about everything 10 times before buying certain things. You will spend the first part of the money by investing it in development. Some time will pass, you will see the results of what you spent the funds on. The turn of the second part will come cash assistance. In the first stage, you will already see many weak points that should be strengthened in your business. And the second batch of funds will help you a lot with this.

What's next?

And then everything is simple, you need to develop your business. Strive to improve it every day. Look for the weak and strong points of your business. Develop the first, improve the second even more. You need to move forward and take into account today’s time, certain factors, they will help you see what is important for the development of your business.

It is clear what the meaning of the word "grant" is. And its advantage is that you get it for free (free of charge) so that you can start your own business, receive money and bring benefits to people. And if you can convince the commission of this, and it considers that you have the right to receive a certain amount, then you are on the right path.

In the future, you have the opportunity to receive several more grants to develop your business. How more money will you have, the faster you can benefit people and provide for yourself.

How to get a grant - where to apply + what you need for this + what documents to provide + and what to do with the money received.

Do you have a crazy idea for starting a business and a great desire to work?

But at the same time you don’t have enough money for this?

And you don’t want to get into debt with friends or take out a bank loan?

Then you will find the information very useful: how to get a grant.

It is no secret that many business projects were able to come to fruition thanks to this kind of financial support.

If you also want to get this opportunity, then get ready for the fact that you will have to put in a lot of effort, but the result will be worth it.

What is a grant?

Before talking about how to get a grant, you need to understand the very concept of what it is.

A grant is either in kind, aimed at opening or expanding a business.

Important distinctive feature Such support is that it does not require return, that is, it is free of charge.

Grants for starting or developing a business can be issued by:

• state;
• private foundations;
• foreign organizations.

Based on this, you need to understand that these organizations may have different requirements for receiving a grant.

So don't waste your energy applying everywhere you can.

Choose a source that will suit your field of activity and work to fulfill its conditions.

Where to go to get a grant?

“Half of what separates successful entrepreneurs from unsuccessful ones is persistence.”
Steve Jobs

As mentioned above, there are three main categories of organizations that are willing to provide money or other assets.

But there are nuances here, using which you can understand where you should go first.

You should also understand that those funds that are ready to provide financial support have different goals.

Features of issuing grants by government organizations

1. When issuing grants, state funds give preference to socially vulnerable categories:
   • university graduates,
   • for those who are in the employment center,
   • laid off,
   • retired military,
   • single mothers,
   • disabled people,
   • young professionals under the age of 30-35 years.

The state does not provide the full amount for opening a business.

Preference is given to those entrepreneurs who are willing to invest their own funds.

2. Preference is given social spheres, as well as production and agriculture.
3. Most often, the state is ready to finance the purchase of equipment or raw materials, but at the same time refuses to cover the costs of paying wages.
4. When issuing a grant for business development, the state pays attention to the period of operation of the enterprise, and it should not exceed 1-2 years, as well as whether the entrepreneur is able to hire additional people.

Features of issuing grants by private and foreign foundations

1. Private and foreign funds are very demanding in reporting, that is, they must see that the money issued will go to cover certain expenses, and not into your “pocket.”
2. Such organizations willingly agree to issue a grant for the payment of wages, unlike the state.

If funds are needed to finance innovations in the economy and business, then domestic private funds most often specialize in this issue.

But you can safely contact foreign ones if you need to open or develop a business related to ecology, art, culture, society, or the IT sector.

3. Such funds practice issuing grants in tranches, that is, money comes gradually for the implementation of certain stages.

Required documents to receive a grant

Each organization for financing and business support requires its own list of documents, but most often they overlap with each other.

So, you may be required to provide the following documents:

• a correctly completed application for participation in the selection for a grant;
• copies of documents confirming your identity, as well as, if necessary, a participant form;
• copies of documents that confirm that you have knowledge in the field of economics (diploma, certificate of completion of specialized courses);
• copies of documents confirming the registration and registration of the business with the tax service, as well as entry into the register; copies of documents confirming the creation and availability of jobs - this is necessary if you are applying for business development;

This list of documents may be supplemented, so be careful when submitting it.

If something is incorrectly compiled or something is missing, the fund has every right to refuse your participation.

How to get a grant: what to do?

So, you have already come close to the question: “ How to get a grant?”, then you should know the order of your actions:

Choose an organization that suits you to receive a grant.

It should correspond to your field of activity.

1. Study where the organization has already given money, in what amount and for what projects.
2. Study the requirements put forward by the fund, as well as the rules for drawing up an application for participation in the selection.
3. Prepare everything necessary documents.

Create a credible business plan that clearly outlines your goals, problems, and solutions.

Focus on the financial part.

4. Prepare a compelling and detailed presentation of your upcoming project.

All you have to do is wait.

Most often, after the application deadline has expired, funds are given 3 months to review the applications received.

How are grant applications decided?

The first few days are given to check the correctness of the preparation and availability of all necessary documents.

And only then the fund begins to study business plans.

Most often, funds use their own developed point scale, thanks to which they can form a rating of participants.

When considering, special attention is paid not only to the goals and problems set, but also to their solution.

The reliability of the above calculations is also checked.

State funds take note of those entrepreneurs who themselves can contribute a certain amount to the development or opening of a business.

And business plans that require full financing are most often rejected.

As for financing an existing business, attention is also paid to the dynamics of development.

If the company produced poor performance during the period that it existed, then it will most likely be rejected.

Those projects that have already received funds from the selected fund can receive additional points for the “piggy bank”.

Notifications are sent to the winners, and information about them appears on the official website of the fund.

How realistic is it to receive a grant from the state to develop your business?

explained in the video:

What to do with the funds received?

The received grant is already an agreement between a businessman who needs cash oh, and an investor.

Therefore, the first has certain obligations that require fulfillment:

• the funds received must be used exclusively for the purposes for which they are issued;
• all necessary reporting must be submitted within strictly specified deadlines;
• if force majeure occurs or if it is impossible to complete a certain part of the project, you must immediately contact the fund to make adjustments;
• During checks, the commission must not be interfered with and all information related to the funds received must be provided.

In case of misuse of the grant or failure to comply with other terms of the agreement, the organization may demand its termination and file a lawsuit for the return of all allocated funds.

So, not only should you be interested in how to get a grant, but also how to fulfill all the conditions of the fund that will give you money.

Know that this is a great chance to get additional funding for your business, so take this issue seriously.

You will get the opportunity not only for your own development, but also contribute to improving the economic situation in your region.

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Entrepreneurship is a rather complex and labor-intensive way of making money. A person who runs a business has to solve problems various kinds . They may be related to issues of a technical, everyday, social and financial nature.

It is a well-known fact that private business requires investment, especially at the formation stage. One of the tasks of a person who deals entrepreneurial activity, is searching and attracting financing for your business.

Potential recipient

People who are currently unemployed can count on receiving a grant. Moreover, this status must be officially confirmed, that is, the person must be registered with the employment center.

What is the difference between a grant and a subsidy?

A grant differs from a subsidy in that they have different sizes and are given out by different structures. Typically, the subsidy goes to the entrepreneur entirely, and the grant - in several stages or, in other words, in tranches. If funding comes from a fund, then the entrepreneur will need to submit reports on what purposes the money was spent on.

The organization that finances the entrepreneur can itself purchase the necessary goods. The grant can be issued several times if the company that received it is well established and has positive development indicators. If the use of funds does not bring any results, then, most likely, the next financing will be denied.

Grants can be provided by the government or private organizations. The funding focus of public and private foundations differs.

Government funding

The state is aimed at social support of the population, so grants are received by:

1. Unemployed citizens whose status has been confirmed at the labor exchange.
2. Young people who have graduated from a higher educational institution.
3. People who have .
4. Military personnel with retiree status.

There are certain areas that are developing in a particular region. For example, in one region agriculture is developing, while in another the priority area will be business related to supporting new technologies. Those organizations whose type of activity is related to priority areas region, it will be easier to obtain a grant.

Another factor that influences the choice is long-term project. The state is interested in the company developing and paying taxes. Therefore, to receive a grant, it is necessary to prepare a calculation that will show that this project will be successful and in a couple of years will return the funds invested in it in taxes.

Also positive thing to receive a grant in 2018 will be the provision of jobs to unemployed segments of the population. It would be welcome if their quantity is at least five.

Free assistance

Free assistance is provided private foundations. They can be domestic or foreign. The scope of their funding extends to companies and organizations whose activities are related to culture, economics and ecology. Projects related to scientific research and the development of any innovations also attract the attention of such funds.

As a rule, these funds give preference to already proven organizations that have experience effective use funds.

Before submitting an application for a grant to a private foundation, it is recommended to prepare, namely, to clarify which companies have already been funded, whether these entrepreneurs have received grants previously, and if so, in what quantity.

If possible, arrange a meeting with the grant winners. Ask them about the features of the project, what to emphasize, in what form to make the presentation and other points that can have a positive impact on receiving funds.

There are general requirements to grants, but private foundations can set their own conditions. For example, when issuing a grant for the implementation of a project related to agriculture, there may be restrictions on the area of ​​land use.

From banks

In addition to funds, banks issue grants; they determine the conditions for receiving them and the amount. As a rule, banks compensate part of the money spent from the implementation of a project for the customer. The bank may also stipulate which regions can participate in the competition, the number of company employees, income and other requirements.

As a rule, if an entrepreneur meets the bank’s requirements, he submits an application, and if it is approved, he carries out actions aimed at implementing the customer’s project. Next, you need to provide reporting on the funds spent and receive compensation for the completed project.

Exceptions and deadlines

State grants are received by novice specialists or socially disadvantaged sections of society. Private foundations focus on science and new technologies. However, there are exceptions.

Grant application deadlines vary depending on the fund and nomination. As a rule, deadlines are indicated along with the list necessary conditions receiving a grant. There are cases when they can be extended.

The main deadline limit for 2018 is end of July. But there are also grants that you should apply for. until February or Martha.

There are certain deadlines for reviewing applications; they are two months. But there are cases when an application can be considered for about a year.

Possible compensation

Entrepreneurs should be aware that the funds allocated by the fund must be spent according to their intended purpose. It will not be possible to purchase items that can be used for personal purposes, such as a car or interior items.

The money can be spent on purchasing equipment that will be used in production. The purchase of raw materials or supplies is also welcome. You can include long-term rental of real estate. State grants do not pay compensation for the wages of people who work in this company, and foreign investment funds consider these expenses acceptable.

If an entrepreneur is ready to participate in co-financing his project, then this will be a plus for making a positive decision on issuing a grant in his direction. The more an entrepreneur is willing to contribute to a project, the higher his chance of receiving a grant. The amount of project co-financing varies from 15 to 50%.

Conditions for receiving

Besides standard requirements that a candidate for a grant must meet, foundations can nominate additional conditions . Mandatory conditions include following criteria:

1. Completion of courses in the basics of entrepreneurship by the candidate.
2. Providing jobs for people who are not employed labor activity. This condition may be mandatory when receiving a government grant.
3. Documented evidence that you have not previously received any financial assistance.
4. A certain annual turnover of the company.
5. Provide reports on the absence of any debts to the tax authorities.
6. Requirements related to age, education received and work experience in a certain field must be met.
7. The business must be registered in a certain region. As mentioned above, there are differences between regions in the allocation of funds in one area or another.

In addition to production and business projects, funds can be allocated for the implementation of political projects whose activities are aimed at improving the quality of life of the population.

1. Educational projects aimed at working with schoolchildren and students.
2. Cultural and educational activities.
3. Rehabilitation of drug addicts and alcoholics in society after treatment.
4. Activities related to employing the unemployed population.
5. Helping people who have suffered from any natural disasters or military actions.

Required documents for application

There is a basic list of documents that are needed to apply for a grant. Each fund may also put forward additional requirements.

1. Business project.
2. Passport of the entrepreneur who will appear as the applicant.
3. Completed application for participation.
4. A special letter that should reflect strengths project, namely its uniqueness, relevance and necessity.

The application must contain information about the company’s existing problem and a description of how to solve it. The financial part must also be spelled out, namely, where the funds are planned to be spent, possible risks and ways to resolve them are described. The application form is determined by the fund.

Sample business plan

Exists standard business plan sample, which is suitable for a grant.

Errors when preparing an application

Exists several errors, due to which the entrepreneur may not receive a grant.

1. If you specify the maximum possible amount of financing for the project.
2. There are few jobs that the entrepreneur plans to provide.
3. There is no need to indicate that the company needs a car.
4. It is imperative to indicate the exact expenditure of funds in the business project.
5. It is necessary to provide information about the company's suppliers and partners.
6. A business project must be voluminous.
7. You should indicate how much taxes will be paid.
8. The project must contain information about the competitiveness of the product or service.
9. It is mandatory to provide information about the effectiveness of the project.
10. The design of a business project must be at a high level.

You should comply with reporting requirements and also inquire about the most in effective ways use of funds in the fund, you need to be in touch with it. If an entrepreneur “makes friends” with the fund, he will have the opportunity to receive other material support.

You can find out how to get money from the state for the development of individual entrepreneurs in this video.

Small business grants are non-repayable amounts provided by the government to start and expand a business. Of course, every entrepreneur wants to receive such free help. However, this requires meeting a number of conditions. In this article we will talk about how to get a grant to start a business and develop it.

Who receives financial support?

It should be said right away that only two categories of persons can apply for subsidies. The opportunity to receive a business grant is provided to unemployed citizens registered with the Employment Center and already functioning entrepreneurs who want to expand their activities. Let's consider the conditions for receiving a subsidy in each of these cases.

How to get a grant to start a business for an unemployed person

Participants in the program can be citizens of Russia who have reached 18 years of age and wish to organize a business, who have been recognized as unemployed in the prescribed manner. As part of the program, the Center also provides such people with all necessary information about the opportunity to start your own business, consultations with specialists, training in the basics of entrepreneurship.

Those interested can take a test aimed at identifying their ability to run a business competently. Among other things, program participants may be told how to draw up a business plan for receiving a grant. After preparatory activities You can submit documents to the Central Prison Center to receive a subsidy. These include an application and a ready-made business plan.

Grant amount for unemployed

The subsidy amount is 12 times the maximum unemployment benefit. Its amount today is 4,900 rubles, respectively, the amount of the grant is 58,800 rubles. Not so much! But this money can also be very useful when organizing your own business. Although this is not the final figure yet. For every unemployed person you employ, you will receive the same amount, so the final amount of financial support is determined by the number of your employees. If you want to conduct all your activities yourself, then you will not receive more than 58,800 rubles.

What can the grant amount received by the unemployed be spent on?

It should be noted that subsidies are primarily provided to those citizens who are going to engage in priority activities for the state. These include transport, consumer services, folk crafts and trades, collection and processing of wild plants, small forms of agriculture, and public catering.

Receiving a grant to start a business gives the unemployed the opportunity to find employment for themselves and create additional jobs for other persons registered with the Employment Center. At the same time, the funds received can only be spent on strictly defined purposes, namely:

• redecoration of the premises or building where the activity will be organized;
• purchase of equipment and furniture, including electronic computer equipment, peripheral devices, software, copying equipment, office furniture, tools;
• purchase consumables, raw materials;
• transportation costs associated with the delivery of raw materials, fixed assets, and consumables.

The likelihood of receiving a subsidy will be higher if the citizen has a higher education.

Business plan for receiving a grant for the unemployed

Writing a competent and clear business plan is the most main problem for those who rely on a subsidy. Despite the fact that the grant amount is only 58,800 rubles, the validity of intentions should be as if you were applying for a whole million. The business plan should reflect all the financial and economic indicators of your project: the amount of investment, the net present value of the venture, the payback period of investments, and so on.

At the same time, keep in mind that the numbers need to not only be beautifully “drawn” on paper, but, if necessary, their objectivity must be proven and justified before the competition commission. Yes, yes, receiving a grant is a competition, and money is given only to the best applicants.

Also in the business plan it is necessary to make a clear list of what exactly you will spend the amount of the provided subsidy on. For example, if you are going to purchase furniture, write down in detail what and how many chairs, cabinets, tables are required, at what price and where you intend to buy them, how much money you plan to spend on delivery and assembly of furniture.

Another important nuance. Under no circumstances should you show in your business plan that the success of your venture depends entirely on the 58,800 rubles you want to receive.

The purpose of the grant is to help you organize your business and provide support. That is, it is assumed that you will invest your own money in the business, and not build it with the coveted 58,800.

The commission pays great attention to how many jobs you will create in your future company. Reporting is important to them - the work of officials is considered more productive the more more people will be employed under the program. Therefore, indicate in the business plan the maximum possible number of full-time employees, while not forgetting, of course, about profitability indicators.

So, you already understand that a good business plan plays a major role in the question of how to get a grant. Don't forget that brevity is the sister of talent. Spatial reasoning that someday, perhaps, you will succeed in something is of no interest to anyone.

A specific action plan reflecting the ratio of expenses and income is what is required. But at the same time, the idea should be simple and understandable; there is no need to show on paper the full power of the Russian language and use abstruse scientific terms. After all, the commission is people too!

Don’t forget to make room for your loved one in your business plan. It would be useful to describe your own achievements, skills, and experience. You must prove that you can cope with the task and convince the commission that the chosen field of business is ideal for you. But this should be done not with laudatory, unsupported odes, but with specific facts, statistical data, and a store of knowledge.

Submission of documents

The written business plan should be printed and also saved on a digital medium. The printed version must be taken, along with the application for a subsidy, to the Central Planning Office and given to the inspector who works at your site. Next, employees of the Employment Center will check the documents for compliance with the requirements. You may be called for an interview with official TsZN (director, head of department).

If you successfully complete it, the business plan will be sent to a higher organization: the Small Business Support Center or the regional central control center. There he will also undergo verification, which, on average, takes 5-20 days. After this, a decision will be made whether to grant or refuse a grant.

Actions of an unemployed person after receiving a subsidy

Let's assume that you have studied in detail how to get a grant to start a business, drawn up a competent business plan, submitted all the necessary documents to the Central Planning Commission, earned the approval of the competition commission, and you were finally provided with a subsidy.

What to do next? At the Center for Significance, an agreement will be concluded with you to receive a grant; you will have to register your activities and provide the Center with an extract from the Unified State Register of Individual Entrepreneurs or the Unified State Register of Legal Entities. After this, the subsidy amount will be transferred to your personal account within thirty calendar days. Remember, you can only receive a grant once.

Subsidies for start-up entrepreneurs

Small business development grants are issued to existing entrepreneurs. Individual entrepreneurs registered at least two years ago and working not in the wholesale or retail. The amount of assistance can be up to half a million rubles. Agree, this is already a much more significant amount than what the unemployed can count on. But achieving such financial support is not as simple as receiving a grant to start a business. Required condition To provide a subsidy, the entrepreneur must invest his own money in the business in an amount no less than the amount of the grant.

Spending funds received for business development

An entrepreneur can spend money provided by the state on:

• organizing and equipping new jobs;
• purchase of fixed assets (except cars);
• purchase of licensed software;
• purchase of materials and raw materials - no more than 20 percent of the total amount of the grant;
• rental of premises and buildings - no more than 20 percent of the total amount of the grant.

Where to apply to receive a business development subsidy

Don't know where and how to get a grant? Contact the district center responsible for the development of small entrepreneurs at the place of registration of the individual entrepreneur. There they will tell you what to do, and that is where you will then submit your documents. Your chances of receiving government support will increase significantly if you decide to support priority sectors, such as healthcare, construction, education, innovation, and agriculture.

In this case, the size of the grant may also increase. For example, entrepreneurs who decide to engage in medical production, that is, the development and production of pharmaceuticals and medical products, can count on a subsidy of up to 5 million rubles. But of course, in order to get that kind of money, you will need to prove to the state the feasibility of innovations. And don’t forget that you will need to invest the same amount of your own money into the business.

A grant is usually understood as funds allocated by a sponsor for some purpose. The sponsor can be the state, private individuals, commercial enterprises, various unions and foundations. Goals can also be different - this is scientific research, and experimental work, business development, event organization and much more.

The essence of such an investment is that a person provides himself with work and is responsible for his own income. Why doesn't he open his own business himself? This requires money. Even if a new entrepreneur has his own equipment and materials, he will need a place to work, and will also need to pay some taxes. Due to these moments, one’s own funds are often not enough, and the state helps to compensate for the shortfall.

There are other grants for business, but they are no longer related to its opening.

Changes for 2018

In different regions there are your own rules allocation of subsidies for self-employment. But they all have one thing in common - to receive such a grant you need to contact the employment service at your place of registration. They will tell you in detail about programs to support small businesses in a particular region.

Why is this information so closely related to the employment service? This fact has a simple explanation: only persons who have reached the age of majority and are registered at their place of residence as unemployed can apply for funds for self-employment. There are also a number of restrictions that prevent you from receiving a grant.

If the activity of the future entrepreneur involves being associated with alcohol, tobacco products, trade and rental of real estate, and supply activities, then he will have to open his own business at his own expense. It is quite natural that, first of all, money is allocated to start production. The grant amounts are also different in different regions. But in most regions the amount is 300,000 rubles.

What are there

Above we talked about state support self-employment, but this is not the only money that can be received for the development of a small business. In each region there are also your sponsors. Most often these are unions of entrepreneurs who establish their own grants.

You can receive additional funds from the state to organize jobs. This is especially true in those regions where support programs operate.

Don’t think that once the sponsor allocates money, he will forget about it forever. After a year of work, you will have to give a full report, which should describe every ruble spent.

Application deadlines

To receive a government grant for small business development, you must submit an application. This is a regular application that is written at the employment service if the applicant has unemployed status.

The deadlines are also different in different regions. Most often applications are collected at the end of the year, which is associated with the formation of a budget for New Year and including the corresponding expenses. But in some regions applications are collected at the beginning of the year. From the moment you submit your application until you receive the money, it can take from 2 to 12 months.

What do you need to get a grant?

To receive one from the employment service, you first need to write an application. This is not difficult to do - service specialists will tell you how. You will also need to present identification. Next, most likely, you will be asked to fill out a special questionnaire.

If the applicant has special education in the area of ​​the business he is opening, then documents certifying this fact should be attached. This is not a mandatory requirement, but it can play a decisive role when considering an application.

And most importantly, it is submitted to the commission for consideration business plan. In other words, you need to convince the commission that the money will not be wasted, but will be used for a good cause. Preference is given to manufacturing and agriculture. In second place is the service sector. When it comes to financing research and innovation, it is better to contact the Union of Entrepreneurs or foreign investors.

For what purposes is the subsidy given?

State subsidy for self-employment will not be able to completely cover all costs of starting a business. It is assumed that the funds received can be spent on renting premises or purchasing some equipment or materials. Therefore, business mergers are encouraged with this subsidy.

In an example it might look like this. Someone has a friend who does, for example, tailoring. He has a small workshop, but he is not against expanding it or changing models by purchasing new equipment.

The applicant submits a business plan, which indicates the economic effect of this acquisition: increased income of the enterprise, creation of new jobs, increased sales.

In fact, it turns out that the former unemployed is part of the already existing enterprise with your capital. This option is welcome because the enterprise is already operating, it has proven itself, and this is a guarantee that the money will not be wasted.

But in order to receive a grant to open a small business, it is not at all necessary to have friends who are entrepreneurs. You just need to write a good business plan. And when going to the Employment Center with an application, you need to think carefully about everything. There are some things to always keep in mind:

1. The money allocated by the state does not cover all the costs of opening an enterprise. This means that in order to open this enterprise, you need to be ready to invest your capital.
2. The money received cannot be spent on wages.
3. All expenses must be documented. Purchased equipment requires sales receipts, which means it cannot be purchased secondhand. The rental of the premises will also have to be formalized.
4. Based on the results tax period you will have to pay all tax rates.

If you still decide to apply for a government grant to start a business, then it’s time to start writing a business plan. Of course, you don’t have to write it yourself, but order it from a consulting agency. The funds invested in its writing will be documented (the agency will issue receipt order) and can be reimbursed through a subsidy.

A standard business plan includes the following points:

• Name;
• target;
• tasks:
• general provisions;
• market analysis and marketing plan;
• costs;
• production schedule;
• investments.

Let's consider each point separately.

1. Name. Here you should indicate that this is a business plan for, for example, a sewing workshop.
2. Target. This is where you should think seriously for the first time. Why is this enterprise being opened? Is there no one in the area to hem your trousers? City residents can't buy themselves a decent coat? Or maybe this particular workshop will sew coats 5 times cheaper than existing ones? In general, only the goal determines the means, and the direction of movement too. But, let's assume that the goal is defined. Let's move on to the next point.
3. Tasks. These are ways to achieve goals. Let's return to the sewing workshop. Most likely, there is already someone to hem your trousers. We will dress the population. The goal is to dress well and cheaply, which means the task is to purchase economical equipment, find suppliers of inexpensive but good fabrics, and ensure the supply of cheap sewing accessories. Even renting premises at a reasonable price will help reduce the cost of products.
4. General provisions. Where will we work? What are we going to do? How much will it cost? Who is the ideal client? How much is he willing to pay? How will we implement finished products? How will we advertise it?
5. Market analysis and marketing plan. To correctly describe this point, and it is very necessary, first of all, for the entrepreneur himself, you can do it in two ways. First, you can take a local business directory and see how many similar businesses exist in a given locality. For a formal business plan, we can limit ourselves to this by entering their number and imagining how we will withstand the competition. But, if you work seriously, then it is better to visit all these enterprises in person under the guise of a conditional client. This is the only way to draw a conclusion about their strengths and weaknesses. Something can be learned, but something, on the contrary, can be rejected. It is in this approach that the individuality of the enterprise is born, its unique flavor, which makes it possible to withstand competition.
6. Costs. They will definitely happen, they should be planned in advance. Costs include everything that is not pure profit: rent of premises, wages, costs of purchasing materials and even possible defects.
7. Production schedule. What, when and in what quantity do we produce?
8. Investments. When receiving a government grant to start a business, they provide a description of where the money received will be invested.

Basic mistakes

Beginning entrepreneurs often make mistakes when writing business plans. Among them following:

• it cannot be stated that the money received in the form of a grant is the fixed assets of the enterprise;
• public money should be only part of the investment;
• you should not write that you are going to work alone: ​​the more employees you specify, the greater social significance the entire project acquires;
• the requirements are unproven: if some equipment is required, then it is necessary to prove that it is really needed;
• vague requirements: you need to clearly indicate what the money is supposed to be spent on;
• The distribution routes for manufactured products are not indicated (it is necessary to clearly indicate what is being supplied and where);
• the business plan does not meet the volume criterion (a normally drawn up business plan is at least 60 pages of printed text);
• low profitability of the project (the state is not interested in how much is enough for this or that citizen to live, it is interested in contributions to the budget - the more you earn, the more you give);
• lack of project performance indicators: before writing a business plan, understand abbreviations such as NPV, IRR, BCR and PBP;
• drawing up a business plan (you should strictly follow the proposed form and comply with all requirements).

Annual reporting

After a year of work, after receiving a grant, you will have to submit reports on the work of the enterprise - these are documents on the money spent, the results of the efficiency of the enterprise, and taxes paid.

Even if something went wrong, it will not be possible to close during the control year. You need to be prepared for this when applying for a government grant to start a business.

An interview on how to get 300,000 rubles to start a business is presented below.